Take Action on Your Credit

See what’s impacting your credit score today and how your financial actions can help you achieve your goals!

  • Instant Access to All 3 Credit Scores
  • Customized Report Analysis
  • Short-Term and Long-Term Action Recommendations
  • Target Score Simulations
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How Bad Credit Can Affect You

It raises the price of your bills

Cellphone providers, insurers, and even utility companies may worry about your score and charge you fees or higher rates.

It can keep you from getting the home you want

A landlord who doesn’t see eveidece that you can pay your bills on time may not feel comfortable taking you on as a tenant.

It affects the interest rate on your mortgage

The higher your score, the better the interest rate on your mortgage can be.

It could influence your relationships

Your credit score may affect who you end up with romantically and how long you'll stay together.

It determines whether your loan gets approved

Your credit score is the biggest factor in determining your auto-loan rate.

It could keep you from getting hired

47% of employers run credit checks on job candidates primarily to reduce liability for negligent hiring, and assess trustworthiness.**

ScoreCasterIQ®

The ScoreCasterIQ tool goes beyond the typical credit report or credit score simulator. The ScoreCasterIQ report provides a detailed analysis of the credit report, recommended actions to take with accounts negatively impacting the score, and an interactive tool to educate and assist with general credit score scenarios.

Credit Reporting

The ScoreCasterIQ report includes customized analysis that can help you determine which accounts are impacting your score. It highlights elements of each account that should be reviewed for accuracy and includes links to specific recommendations.

Recommendations

ScoreCasterIQ recommendations include a summary of all recommended actions based on the current credit report. These may include actions for you to consider that will have an impact in the short-term, like paying down debt or utilizing an existing account.

Simulations

ScoreCasterIQ simulations help you identify the best potential way to positively manage your score in the short-term using one of two methods; “target score” or “best use of funds”. Target score simulations provide specific recommendations to reach your credit score objective.

Plus Identity Protection

Identity Theft Insurance

Secure your finances with up to $1 million in identity theft coverage.*

Dark Web Monitoring

Get notified if your sensitive information gets leaked on the dark web.

Real-Time Credit Monitoring

3-Bureau credit report monitoring allows you to spot early signs of identity theft.

Take Control of Your Credit

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