Know Your Credit.
All 3 Bureaus.
One Dashboard.
IdentityIQ gives you credit reports and scores from Equifax, Experian, and TransUnion — updated on a schedule based on your plan — so you always know where you stand with lenders, landlords, and employers.
What Makes Up
Your Credit Score?
Your score is calculated from five key factors. Knowing each one helps you make smarter financial decisions — and IdentityIQ tracks all of them across all three bureaus.
The single most important factor. On-time payments protect your score; missed payments hurt it significantly.
How much of your available credit you're using. Staying below 30% is generally recommended by financial experts.
The length of your credit history and mix of account types matters. Older accounts with good standing strengthen your score.
Multiple hard inquiries in a short period can lower your score temporarily. Monitoring alerts you to unauthorized pulls.
More Than a Credit Score.
Complete Financial Safety.
Full reports from Equifax, Experian, and TransUnion in one dashboard, updated regularly.
Model "what-if" scenarios — see how paying down debt or opening a new account would affect your score.
Notified the moment your score changes at any bureau. Know before a lender does.
Scans thousands of online sources for your personal data — including SSN and financial details.
AIG-underwritten coverage for lost wages, legal fees, and personal expenses if your identity is stolen.
ITRC-certified specialists handle recovery — with limited power of attorney on eligible plans.
Start Any Plan for $1 · Full Access
7-day trial. Full access. Cancel anytime.
*After 7-day trial, billed at regular monthly rate. †Underwritten by AIG.
What Members Are
Saying About Us
"What I love about IdentityIQ is their alerts. I get alerts about my identity and credit issues daily. It gives me peace of mind every single day knowing that it's being worked on and monitored."
"Great service. Helped me understand my credit score and what was negatively impacting it so I could work at improving my score. Definitely recommend IdentityIQ."
"Great company! First round was awesome! One of my credit bureaus already in the 700s. Looking forward to the second round. Thank you!"
Take Control of Your Credit.
Start for Just $1.
All 3 bureaus. Full identity protection. Real-time alerts.
$1 for 7 days · then from $8.49/mo at regular monthly rate · Cancel anytime